Ayushman Bharat Yojana
Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India in September 2018. The scheme aims to provide financial protection to poor and vulnerable families against catastrophic health expenses.
details of Ayushman Bharat Yojana:
Target beneficiaries: Ayushman Bharat Yojana aims to cover around 50 crore individuals from over 10 crore vulnerable families in India, identified based on the Socio-Economic Caste Census (SECC) data.
Health insurance coverage: The scheme provides health insurance coverage of up to Rs. 5 lakh per family per year for secondary and tertiary hospitalization care. The scheme covers all pre-existing conditions from the day of enrolment.
Package rates: The scheme provides package rates for more than 1,350 medical procedures covering all medical specialties, including cancer, cardiology, neurosurgery, and orthopaedics, among others.
Empaneled hospitals: The scheme covers both public and private empaneled hospitals. The empanelment of hospitals is based on defined criteria, such as infrastructure, staff, and quality standards.
Cashless services: Ayushman Bharat Yojana provides cashless services to beneficiaries at empaneled hospitals. Beneficiaries are not required to pay anything at the time of hospitalization as the scheme covers the entire cost.
No restriction on family size: The scheme does not have any restriction on the size of the family. All members of the family listed in the SECC database are eligible for the scheme.
Implementation: Ayushman Bharat Yojana is implemented through a combination of public and private partnerships. The scheme is managed by the National Health Authority (NHA).
Other benefits: Apart from health insurance coverage, the scheme provides other benefits, such as teleconsultation services, free drugs and diagnostics, and health and wellness centers (HWCs) for primary healthcare services.
Scheme portal: Beneficiaries can check their eligibility and enroll in the scheme through the Ayushman Bharat Yojana portal (https://pmjay.gov.in/).
Ayushman Bharat Yojana is one of the largest health insurance schemes in the world and has the potential to transform the healthcare landscape in India by providing access to quality healthcare services to millions of people who were previously excluded from the formal healthcare system.
Ayushman Bharat yojna apply
Ayushman Bharat Yojana is a health insurance scheme launched by the Government of India to provide financial protection to vulnerable families against high medical expenses. To apply for Ayushman Bharat Yojana, you can follow the steps given below:
Visit the official website of Ayushman Bharat – https://www.pmjay.gov.in/
Check your eligibility criteria by entering your mobile number, ration card or SECC code.
If you are eligible, you can proceed with the application process.
You will be required to provide personal details such as name, age, gender, Aadhaar number, etc.
Upload the necessary documents, such as Aadhaar card, bank account details, and a passport-sized photograph.
Submit your application.
Once your application is processed and approved, you will receive an Ayushman Bharat Golden Card that can be used to avail of cashless treatment at empanelled hospitals.
ayushman Bharat yojna necessary documents
To apply for Ayushman Bharat Yojana, you will need to provide the following necessary documents:
Aadhaar card or any other government-issued identity card
Ration card or SECC (Socio-Economic Caste Census) card
Bank account details (including the account number and IFSC code)
Apart from these documents, you may also be required to provide other documents based on your eligibility criteria. For instance, if you are applying under the category of Occupational Category, you may need to provide a certificate of employment or proof of income. Similarly, if you are applying under the category of Disability, you may need to provide a disability certificate issued by a competent authority.
It is advisable to check the eligibility criteria and the necessary documents required for the Ayushman Bharat Yojana before applying to avoid any delays or rejection of your application.
Ayushman Bharat Yojana Eligibility
Ayushman Bharat Yojana (ABY) is a health insurance scheme launched by the Government of India to provide financial protection to vulnerable families against high medical expenses. The scheme has certain rules and regulations that need to be followed. Some of the important rules of Ayushman Bharat Yojana are:
Eligibility: The scheme is available to families that are identified as deprived and vulnerable based on the Socio-Economic Caste Census (SECC) database. The scheme covers up to five members of a family, including the head of the household.
Health insurance coverage: The Ayushman Bharat Yojana provides health insurance coverage of up to Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization.
Cashless treatment: The scheme provides cashless treatment at empanelled hospitals for listed medical procedures.
Empanelled hospitals: Only hospitals empanelled under the scheme can provide cashless treatment. Private hospitals can also be empanelled if they meet the prescribed criteria.
Pre-existing conditions: The scheme covers pre-existing conditions, and there is no waiting period.
Fraudulent practices: Any fraudulent practices, including impersonation, forgery, false documentation, or collusion with hospitals, will result in strict legal action.
It is important to note that the rules and regulations of Ayushman Bharat Yojana may be subject to change from time to time. Therefore, it is advisable to keep yourself updated with the latest information regarding the scheme.
As of September 2021, over 2.7 crore people have been treated under Ayushman Bharat Yojana, with over 20,000 hospitals empanelled under the scheme. The scheme covers a wide range of medical procedures and treatments, including surgeries, hospitalization, and diagnostics.
about some details
Ayushman Bharat Yojana is a health insurance scheme launched by the Government of India to provide financial protection to vulnerable families against high medical expenses. The eligibility criteria for Ayushman Bharat Yojana are as follows:
Socio-Economic Caste Census (SECC) criteria: Families that are identified as deprived and vulnerable based on the Socio-Economic Caste Census (SECC) database are eligible for the scheme.
Occupational criteria: Families belonging to specific occupational categories, such as rag-pickers, street vendors, sanitation workers, and construction workers, are eligible for the scheme.
Identifiable families: Families with no male member between the age of 16 and 59 years, no adult member with a disability, and no female member between the age of 19 and 50 years are eligible for the scheme.
Urban poor: Families living in houses with no proper walls, roofs, or floors and living in open spaces, footpaths, and pavements are eligible for the scheme.
Rural poor: Families living in households without basic amenities, such as toilets, drinking water, and electricity, are eligible for the scheme.
It is important to note that the above criteria are subject to change from time to time. Therefore, it is advisable to check the latest eligibility criteria before applying for Ayushman Bharat Yojana.
how to cheak Ayushman Bharat card list
Ayushman Bharat card is a government-issued health insurance card in India, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY) card. Here are the steps to check the Ayushman Bharat card details:
Step 1: Go to the official website of Ayushman Bharat PMJAY (https://pmjay.gov.in/)
Step 2: Click on the “Am I Eligible?” tab on the homepage.
Step 3: Enter your mobile number in the space provided and click on the “Generate OTP” button.
Step 4: Enter the OTP that you receive on your mobile number and click on the “Submit” button.
Step 5: Enter your state, district, name, and other required details to complete the verification process.
Step 6: Once the verification is complete, you will be able to see your Ayushman Bharat card details on the screen, including your name, card number, and other relevant information.
Step 7: If you face any issues while checking your Ayushman Bharat card, such as an error message or incorrect details, you can contact the PMJAY helpline number (14555) for assistance.
Step 8: If you need to update any details on your Ayushman Bharat card, such as your name or mobile number, you can visit your nearest Ayushman Bharat center or Common Service Center (CSC) to make the necessary changes.
Step 9: If your Ayushman Bharat card has been lost or stolen, you should contact the PMJAY helpline number (14555) to report the issue and request a replacement card.